Fox News Not Popular. Recorded 23 November 2010.

America Goes Obama Viral. Recorded 24 November 2010.

This is a 3 hour audio broadcast archived from the live Manning Report broadcast.

www.saveamericanow.us.com

Today is Thanksgiving.  We in the USA have many reasons to thank God.  We live in a country with such bountiful beauty, such an abundance of natural resources, such heritage from our ancestors, and such security. 

This last year showed such an incredible assault on our heritage and our security by our government that millions of normal Americans turned to the streets in tea party groups and other acts of defiance.   

One of those assaults was the healthcare "insurance" legislation passed by a government that was out of touch with the mainstream people of the USA.  During the elections of 2008, those same politicians said that they would pass legislation that would help the 36 million people who could not afford "healthcare" and pass legislation that would help reduce the costs of "healthcare" for all Americans.  In reality, those 36 million people already had access to free healthcare if their income was below $80,000 per year and this legislation has increased costs for less healthcare for the average American. 

What did we get?  This government gave us "insurance" legislation instead of “healthcare” legislation.  This legislation unconstitutionally mandates that all Americans must purchase health "insurance."  Those who have low incomes will be given help at making such purchase, but all Americans must purchase “insurance” 

Those things that would reduce the costs of healthcare were left out of this legislation and no additional people receive "healthcare" because of it.  So who benefits from this legislation?  Healthcare institutions and insurance companies. 

Healthcare institutions benefit because they receive payments from insurance companies for those who normally would be treated for free under federal government programs.  That increases the revenue for healthcare providers. 

Insurance companies benefit because this legislation does not break up state legislated monopolies and it provides more mandated customers to those insurance companies.  It gives insurance companies the ability to charge higher rates and/or provide lower benefits.  The profits for insurance companies will soar for quite some time because of this legislation. 

Some people claim that this legislation provides some benefits to us normal Americans.  Our kids can be carried on our insurance until they are 26 (this just helps our children remain irresponsible a lot longer .. and irresponsibility of younger people is already a big problem in the USA).  Insurance companies cannot eliminate anyone for pre conditions, but this comes with a price.   

The Kiplinger Letter of November 19, 2010 states that insurance premiums have increased 27% over the last 5 years (about 5% compounded per year).   Because of this "insurance" legislation, insurance premiums paid by employees will increase 14% this year.  The Kiplinger letter goes on to say that many companies are:

1.  only offering health savings accounts.  They are dropping their comprehensive insurance coverage and replacing it with only catastrophic insurance with health savings accounts for employees.

2.  helping lower paid employees with payments and then charging more to those who make more.

3.  "Dropping copays to 10% for those who go to first tier doctors and hospitals and raising them to 40% – 50% for patients who go out of network."

4.  "Setting premiums based on how many individuals are covered so big families with more children pay higher premiums."  (Doesn’t that kinda negate insuring children until they are 26?)

5.  "Dropping coverage for spouses or covering them at a lower percentage."

6.  Increasing premiums for unhealthy behavior. 

7.  "Eliminating dental and vision coverage."

8.  "Increasing copays for specialists."

9.  "And ending retiree healthcare coverage."

All of this is allowed under this new healthcare "insurance" legislation.  Unions, government employees and other select groups are even exempt from it.  

So let me ask these questions again:  How does this legislation provide any additional healthcare to those 36 million people who did not have healthcare insurance?  How does this legislation decrease the costs of healthcare for us Americans for the same amount of healthcare coverage? 

The only ones who benefit from this unconstitutional legislation are healthcare providers and insurance companies.   Obama, Pelosi, Reid, Schumer, and Dodd made good on all that money that they received from insurance companies and healthcare providers for their campaigns. 

While we Americans have much to thank God, this current government and this “insurance” legislation are not part of it.

Michael Master is the author of “Save America Now!”    It can be ordered at http://www.amazon.com/gp/product/1616235756

www.saveamericanow.us.com

Because so many people have asked me “why is America in so much trouble?” and “Is America dying?…this is from my book, Save America Now:

At our MBA program at the University of Arizona in 1970, Dr. Navin would spend much time discussing the stages of a business.  Dr.Navin took the U of A program and moved it from a B-level program to a top-notched program.  As a Harvard disciple, Dr. Navin believed in the case study approach.  We used the following model to analyze the maturity level of the companies in each case that we studied.

Dr. Navin explained that a business emphasized different aspects as it matured.

·        Research and development

·        Operations (manufacturing and distribution)

·        Sales

·        Marketing

·        Finance

·        Legal

Dr. Navin would tell us that if you could figure out the emphasis of a company, then you could figure out its stage in its business life/cycle.

·        Research and Development (R&D) = Infancy

·        Operations (manufacturing and distribution) = Adolescence

·        Sales = Young adult

·        Marketing = Mature adult

·        Finance = Elderly

·        Legal = Dying

… Dr. Navin then went on to say that it was the obligation of the business executives to the business owners (stock holders) to maintain a balance of maturity in a business or to shut it down at the time that it paid the most to the owners since they took the risk to invest in the business.  That stage to shut it down was typically when most emphasis of the business was on financial issues … when it was elderly and not yet dying.

And how does a business maintain such a balance?  By having products in each stage of the cycle ready to replace the others as each continues through the cycle.  If a company is stuck in the legal cycle, then get out.  Sell everything.  The business is about to die … 

The United States just elected (in 2008) the first president with no operational leadership experience.  All forty-three previously elected presidents (yes, all forty-three) had operational leadership experience before being elected president.  Some were military officers like JFK, Grant, Eisenhower, and even Lincoln.  Some were government executives like Jefferson, Carter, FDR, and Clinton.  Some lacked international experience and some lacked legislative experience, but none lacked operational leadership experience until Obama. He is a lawyer who lacks any operational executive experience.

So where does that suggest the United States is in its maturity/life cycle?

Let’s look at the Obama platform during the 2008 election.  Redistributing wealth.  Healthcare insurance – not healthcare as a product, but healthcare insurance.  Redirecting funds from Iraq to service projects.  Appointing liberal judges.  Changing laws about union voting rules, gun ownership and the “Fairness doctrine.”  What stages are these?

If the United States were a company, what would its stage of emphasis be?  How much would you invest in its stock?   How much would you invest in its future?

…  Since the major influence to our government and many large corporations is the legal influence, then the maturity model would signal that America is about to die.

Now let me add this note:  Every solution since Democrats took control of Congress in 2007 to our economic problems has been either legal or financial (bail outs, printing money, more taxes, stimulus packages, financial reforms, healthcare “insurance,” etc.)   The Democrat controlled Congress increased the deficit from $160 Billion at the end of 2006 to almost $2 Trillion.  And more than 80% of Democrats in Congress are lawyers.  By primarily using legal and financial solutions, the Democrat controlled Congress signaled that the USA is dying.

But something happened in 2010. 33 of the newly elected Republican Congressmen of 2010 are business executives.  Maybe that is a ray of hope. Clearly, to save America, we need to remove the lawyers from running industry and the government.  Lawyers are a staff function.  They support the line functions.  We Americans made a mistake by placing lawyers in executive operational positions. There is time to correct this. We need to remove all the lawyers from line functions and replace them with operational executives.

Michael Master is the author of “Save America Now!” It can be ordered at http://www.amazon.com/gp/product/1616235756

L10 Freedom Ride 2010

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This is a 3 hour audio broadcast archived from the live Manning Report broadcast.